The Financial Crisis of 2007-2009 - 526 Words

In the 1930s the United States was hit by far the worst financial crisis that it has ever encountered, which was called The Great Depression, but the second worst was not that long ago. During the Financial Crisis of 2007-2009 the United States had a chain of banking failures and a tremendous growth of liability in the federal budget. However, the government had stepped in to prevent some of these failures and through this the concept of â€Å"Too Big To Fail† was created. â€Å"Too Big To Fail† is a concept where a business or financial institution has become so large and embedded in the nations economy that it would cause a tragic effect if it were to fail. However, a government will deliver support and guidance to prevent theses fine businesses and financial institutions from failure. If one of these businesses or financial institutions were to fail it would cause a catastrophic ripple effect throughout the economy. If company that is considered a â€Å"too big to fail† company has problems within the company or from outside the company the government will be lured into saving it through a bailout or by a guarantee of specific loans or if a private company will arise and take over the company. Government bailouts might help the company continue their services; however, various counterparties think that government bailouts or intervention with the failing company is counterproductive and should simply be allowed to fail. Along with the concept of â€Å"too big to fail† there are risks theyShow MoreRelatedThe Financial Crisis Of 2007-20091490 Words   |  6 PagesThe financial crisis of 2007-2009 resulted from a variety of external factors and market incentives, in combination with the housing price bubble in the United States. When high levels of bank and consumer leverage appeared, rising consumption caused increasingly risky lending, shown in the laxity in the standard of securities screening and riskier mortgages. As a consequence, the high default rate of these risky subprime mortgages incurred the burst of the housing bubble and increased defaultsRead MoreThe Financial Crisis Of 2007 And 20091594 Words   |  7 PagesPrior to the crisis in 1907, individual banks such as JP Morgan and the reserve banks of New York were considered full service financial institutions. In the year 1913, the Federal Reserve System was created by congress to help stabilize the financial market by acting as t he lender of last resort to the banking institutions (federalreserve.gov). Nonetheless the great depression still hit the economy between 1929 and 1933 which led to the stock market crash and market share value decrease by 80% (historyRead MoreFinancial Crisis Between 2007 And 2009 Essay1331 Words   |  6 PagesFinancial Crisis between 2007 and 2009 was the worst economic crisis after the Great Depression in 1930s. This crisis was a worldwide crisis as it affected the financial system globally and led to collapse in economy. Financial intermediation is a process of banks that take funds from the depositor and lend them out to the borrower. In the financial transaction, financial intermediary acts as the middleman between two parties. Commercial bank, investment banks, pension funds are the example for financialRead MoreWhat Was the Main Cause of the Financial Crisis in 2007-2009?1989 Words   |  8 PagesThe intention of this essay is to provide an in depth and critical analysis of the financial crisis that took place between 2007-2009, in particular focusing on some key issues raised by the Foote, Gerardi and Willen paper ‘Why did so many people make so many Ex Post bad decisions?’ Whilst there were many contributing factors, it is clear that a specific few played a particularly dominant role, primarily the ‘Bubble Theory’, irresponsible regulation, toxic CDO’s and $62 trillion of CDS’s. ‘That’sRead MoreA Review of Kacperczyk and Schnabls Article When Safe Proved Risky: Commerical Paper during the Financial Crisis of 2007-2009668 Words   |  3 Pages Scnabl trace the financial crisis of 2007 2009 via commercial paper. They describe the important role commercial paper played during the financial crisis. The working definition for commercial paper with respect to finances used in this article is as follows: Financial commercial paper is issued by large financial institutions. In contrast to asset-backed commercial paper, financial commercial paper is issued by the institution directly and not via a conduit. Also, financial commercial paper isRead MoreCauses And Effects Of The 2007865 Words   |  4 PagesEffects of the 2007 to 2009 Financial Crisis Financial crisis is a situation in which there are significant disruption in financial markets that is categorized by severe declines in asset prices and the failures of many financial and nonfinancial firms. Some of world’s greatest managed financial institutions went bankrupt and were striving for a bail out which led to government intervention to prevent a significant recession. In 2007, United State experienced one of the worst financial crisis since theRead MoreImpact of Financial Crisis on Gulf Area Essay1732 Words   |  7 PagesThe global financial crisis that was experienced in 2007/2008 affected many nations of the world. Some countries such as America and most European countries were hard hit since they were directly affected by the crisis. Other countries especially those in Asia and Africa were not adversely affected as they were not directly hit by the crisis. This crisis started in the United States after the housing bubble busted. Although the bursting of the housing bubble was the main cause of the crisis, there wereRead MoreCauses of the Financial Crisis of 2008-20091736 Words   |  7 PagesCauses of The Financial Crisis of 2007-2009 According to our financial textbook â€Å" Financial crises are major disruptions in financial markets characterized by sharp declines in asset prices and firm failures† (Mishkin and Eakins 2012). In August 2007, defaults in mortgage market for subprime borrowers sent a shudder through the financial markets, leading to the worst U.S financial crisis since the Great Depression. Alan Greenspan, chairman of the Fed, described the financial crisis as a â€Å"once-in-a-centuryRead MoreThe Global Financial Crisis Of 2007-20081123 Words   |  5 PagesThe Global Financial Crisis of 2007-2008 is the worst financial crisis since the 1930’s The Great Depression (Reuters, 2009). Even if bailouts of banks by national governments prevented the collapse of major financial institutions, worldwide stock markets continued to drop. Evictions and foreclosures overwhelmed the housing market while severed unemployment embraced the labor market (Baily and Elliot, 2009). This global financ ial crisis was responsible for the decline in the consumers’ wealth, andRead MoreVietnam And Its Effects On The United States1101 Words   |  5 Pagesopenness and (ii) Before the crisis, Vietnam was ranked the 50th and 41st among the top 50 countries with highest exports and imports relatively, accounting for 0.3% of total global exports and 0.4% of total global imports. Two majors news affecting Vietnamese exports in the seven-years period between 2001 and 2007 are the opening of the US market starting in 2001 and the joining of Vietnam into WTO in 2007. During this period, lasting until before the financial crisis, Vietnamese exports had been

Social Issues Of The Young Middle Class - 778 Words

Anshul’s ethnography represents young people’s ability to navigate social issues and structural barriers with creative improvisation of the resources available to them. This resourcefulness shows that young people amidst neoliberal change are not passive consumers, but strategic negotiators and tacticians (Jeffrey 2010; Klenk 2010; Dyson 2014). The young middle-class can take these risks because of the safety nets they assumed and built using Bourdieu’s multiple species of capital. But they are nonetheless substantial personal risks made not for narrowly self-optimizing gains but rather towards improving social issues. Gooptu (2013) has identified, new narratives of enterprise â€Å"marking an epochal shift†¦which lies in the creation of the new Indians† that are: â€Å"the do-ers, who are endowed with what might be called aspirational capital and imbued with ‘passion’, ‘self-belief’, and the ‘conviction’ that ‘no dream is distant’† (3). Gooptu writes that these do-ers, â€Å"do not place blame on political systems or infrastructure; instead they take the responsibility themselves, roll up their sleeves, and plunge into action† (3). The young entrepreneurs demonstrate different forms of agency, less in the form of resistance as the activists in other chapters take, but more of a proactive form of agency, as improvisation and resourcefulness. Many of the young social entrepreneurs I met resemble the ‘new Indians’ and ‘doers’ who do not resist prevailing structures and unequal systems, butShow More RelatedTo What Extent Does Social Class Affect the Success and Experience of Young People in Education?1570 Words   |  7 PagesSocial class has a major influence over the success and experience of young people in education; evidence suggests social class affects educational achievement, treatment by teachers and whether a young person is accepted into higher education. â€Å"34.6 per cent of pupils eligible for free school meals (FSM) achieved five or more A*-C grades at GCSE or equivalent including English and mathematics GCSEs, compared to 62.0 per cent of all other pupils† (Attew, 2012). Pupils eligible for FSM are those whoseRead MoreThe Social Factors Of A Young White Female Essay1491 Words   |  6 Pagesenvironment open to racism and sexism. The middle class is shrinking and there is an increasing gap between class levels. 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As a student in a sport sociology class we find trends in countriesRead MoreDiscuss the view that class is still the most important factor influencing the way people vote1339 Words   |  6 Pagesï » ¿Discuss the view that cl ass is still the most important factor influencing the way people vote Voting behaviour is the way in which the individuals of the electorate vote. Typically this can be divided into a sociological approach based on entrenched characteristics such as class, age and region and rational choice approach based on individual decisions based on political issues, governance and party leaders or image. Between the years of 1945-1970 social class dominantly shaped the voting behaviourRead MoreMinimum Wage Issues1203 Words   |  5 PagesMinimum wage is one of the biggest issues facing American society today. 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Journal Of Parallel Distributed Computing -Myassignmenthelp.Com

Question: Discuss About The Journal Of Parallel Distributed Computing? Answer: Introduction: Cloud computing is a process which enables an organizations to empower their assets without the need for maintaining a physical infrastructure. The following report includes an analysis of the risks that are present in case of database migration using the IaaS approach. The analysis further includes the risk present in the various aspects of database migration as well. Discussion: Cloud computing is a process which enables an organizations to empower their assets without the need for maintaining a physical infrastructure. Database migration: This section of the report discusses about the various security aspects that can be applied to the database in the cloud along with the benefits of such applications. Types of security: The first security to be applied is the protection of data leak and monitoring. The IaaS methods help in successful monitoring and analysis and needs to be referenced by the administrative authorities of the company. The next security application is the presence of authorization and authentication (Garrison, Kim Wakefield, 2012). These methods are used to limit the level of access to verified users only. Exhaustive logging is the next security application to be applied that is used to monitor the device use, files accessed and the time of access. This process is used during cases of security breaches. The application of technologies present in the IaaS approach is to be applied which facilitates the offline model of operation. This greatly enhances the security model of the system. Furthermore, the testing of the applied features is also acquisitioned for better security addressing. The last security process to be applied is end-to-end encryption. This helps in encrypting the files present in the system. In addition, the connection of the system should also be encrypted by adopting SSL/TLS or IPSec. Benefits and issues: The benefits of applying such technologies are the enhancement in security. In addition, the authentication procedure helps to keep the system safe from outside attackers. This not only removes the problems associated with the systems but also helps in protecting the customer data. The main issue is that the administrator may forget the key to the system which may lead to disruptive flow in operation (Jula, Sundararajan Othman, 2014). Furthermore, as the security is being increased, the skill sets of the attackers are also increasing which makes it necessary to apply better security in repetitive intervals. Risks in database migration: The risks pertaining to the migration of the database is addressed in this section. The main risks in database are the problem in license for some software as well as the reduction in transparency. As the cloud implementation may cause some software to not work properly due to their license of use. In addition, as the database is migrated to the cloud, the transparency is reduced and the organization is to contact the vendor for each application to be used. Risks in IaaS infrastructure: Due to the migration procedures, there are various risks in infrastructures like misconfiguration, shadow-IT and vulnerabilities Misconfiguration is the first risk that is evident in most of the systems and the administrative authorities must search for any misconfiguration in the system (Jadeja Modi, 2012). This includes the deployment of the IaaS APIs to compare the designs of the system with pre-designed parameters. Vulnerability is another threat that is to be addressed by not only the vendors but the clients as well. This includes automated scanning procedures and analysis to detect changes in the security protocols. Shadow-IT is another concept which includes the presence of orphan storage and ghost servers. Orphan storages denote the presence of servers that are not used for a long time. Ghost servers are servers which are not useful anymore but are operable. These can lead to various threats as outsiders can generally hack into theses servers to get previous data. Risks in communication: The main risks in communication among the Webbs Store and the cloud database are the data availability and concerns regarding privacy (Kavis, 2014). As the information is stored by the vendors who provide cloud solutions, there is always a risk concerned with the data that is being provided by a client to the vendor. In addition, the company needs to communicate with the vendors for changes to be implemented. In case any threat is detected, the company needs to communicate with the vendor to operate the system in offline mode (Hashizume et al., 2013). This will be a great threat as absence of network access will put the company at risk. Data backup: This section of the report discusses about the various risks that are to be considered during the backing up of data. Risks in backup, storage and retrieval: During the backing up of data, the vendors are required to implement stronger security protocols to their solutions. In case of different adoption of technologies, the company might face risks in case of business if weak security protocols are applied. Another risk in backing up of data is that the vendors apply different methods of storage where the newer data might replace the older ones. The companies thus need to discuss with their vendors about the type of methods applied. The risk in data storage is the presence of LAN connection to facilitate transfer of data. As the data to be transferred is very huge, storage is not possible quickly (Sanaei et al., 2014). In cases of disasters, the data to be transferred might not reach the cloud immediately. s data to be retrieved is much large in size, the retrieval process may range form days to weeks. This is the first risks as it affects the business operation. Another risk is the disappearance of the vendors responsible for the cloud solutions. In cases like this, the company may lose all of their valuable data. Applications of cloud backup: Due to the application of the cloud solutions, the most advantage for the company is the reduced cost of infrastructure. The cost is reduced which makes up for better business profits. This also leads to faster deployment of the business (Mauch, Kunze Hillenbrand, 2013). Furthermore, business expansion is also achieved efficiently as the cost for more infrastructures is reduced. In addition, the cloud solution of migration of the database is much enhances with respect to the traditional database management systems. Access protection: This section of the report discusses about the various access protection to be referenced for the system of Webbs Store. IaaS infrastructure: Access to the infrastructure is usually provided by physical or internet access. In case of physical access, better authorization is required to tighten security (Kumar Goudar, 2012). Internet security is done by getting the solutions of cloud security like the Cloud Sigma. Ms SQL Server 2012 R2 cloud instance: Access to the server is to be initiated by adopting secure access protocols like the TLS/SSL. In addition, the VM instances are to apply multi-factor authentication to provide access. Cloud infrastructure: The main access protection that can be applied is the reduction in the use of normal browsers for access. As they are very prone to the DDOS injection attacks, the need for antivirus programs are to be applied for better security. Cloud backup and restore: During the backing up of data and restore, the vendors are required to implement stronger security protocols to their solutions. In case of different adoption of technologies, the company might face risks in case of business if weak security protocols are applied (Li et al., 2012). The company is recommended to discuss the application of the protocols needed for security related functions. Conclusion: Thus the conclusion that can be drawn from this analysis is that the cloud instance of the processes is used to consider the removal of the physical existence of the infrastructures of the company to achieve cloud infrastructure. After considering the various risks presents in all the parameters of the cloud parameters, Webbs Store is recommended to consider such risks to successfully apply the solutions to address them. References: Garrison, G., Kim, S., Wakefield, R. L. (2012). Success factors for deploying cloud computing.Communications of the ACM,55(9), 62-68. Hashizume, K., Rosado, D. G., Fernndez-Medina, E., Fernandez, E. B. (2013). An analysis of security issues for cloud computing.Journal of Internet Services and Applications,4(1), 5. Jadeja, Y., Modi, K. (2012, March). Cloud computing-concepts, architecture and challenges. InComputing, Electronics and Electrical Technologies (ICCEET), 2012 International Conference on(pp. 877-880). IEEE. Jula, A., Sundararajan, E., Othman, Z. (2014). Cloud computing service composition: A systematic literature review.Expert Systems with Applications,41(8), 3809-3824. Kavis, M. J. (2014).Architecting the cloud: design decisions for cloud computing service models (SaaS, PaaS, and IaaS). John Wiley Sons. Khan, A. N., Kiah, M. M., Khan, S. U., Madani, S. A. (2013). Towards secure mobile cloud computing: A survey.Future Generation Computer Systems,29(5), 1278-1299. Kumar, S., Goudar, R. H. (2012). Cloud Computing-Research Issues, Challenges, Architecture, Platforms and Applications: A Survey.International Journal of Future Computer and Communication,1(4), 356. Li, J., Qiu, M., Ming, Z., Quan, G., Qin, X., Gu, Z. (2012). Online optimization for scheduling preemptable tasks on IaaS cloud systems.Journal of Parallel and Distributed Computing,72(5), 666-677. Mauch, V., Kunze, M., Hillenbrand, M. (2013). High performance cloud computing.Future Generation Computer Systems,29(6), 1408-1416. Sanaei, Z., Abolfazli, S., Gani, A., Buyya, R. (2014). Heterogeneity in mobile cloud computing: taxonomy and open challenges.IEEE Communications Surveys Tutorials,16(1), 369-392.

The Social Problem of Drug Use

Today, more than ever before, civilizations in nearly all parts of the world are increasingly finding it hard to deal with a myriad of social problems that seem to affect all major facets of life. Some social problems that were thought to be of no great significance a couple of decades ago have finally entrenched themselves into the fabric of society in ways that have left governments and other stakeholders with no viable alternatives other than to watch as populations gets devoured by the social issues (Kornbblum et al, 2000).Advertising We will write a custom essay sample on The Social Problem of Drug Use specifically for you for only $16.05 $11/page Learn More The problem of drug trafficking and use have particularly affected the U.S. for sometimes now, with devastating effects on users, especially the experimenting adolescents (Goode, 2004). Many analysts, however, feel that the government and other stakeholders are using the wrong methodologies to t ackle the problem such as pursuing the drug traffickers while totally ignoring the multiplicity of factors that leads people to drugs. This paper purposes to demonstrate an action plan that can be used effectively to deal with drug use by specifically targeting the domestic social issues that generate the demand for drugs. According to NIDA (2010), drug use and addiction among the youth is a major burden to the American society. According to this source, â€Å"†¦estimates of the total overall costs of substance abuse in the United States, including health and crime-related costs as well as losses in productivity exceed half a trillion dollars annually† (para. 2). This is a staggering figure by any standards, but it does not entirely depict the extensiveness of deleterious public health, safety, and other social implications necessitated by drug use, including family breakdowns, loss of meaningful employment, lack of success in educational ventures, psychological and emot ional problems, and domestic violence, among others. The government continues to allocate a significant proportion of the national budget towards meeting the healthcare costs of reforming drug users as well as waging war on drug cartels, but an amicable solution to the social problem is nowhere in sight (Goode, 2004). Many people do not comprehend why individuals, especially the youth, turn to drugs and how these drugs alter their brain capacities to promote compulsive drug abuse (NIDA, 2010). People the world over are known to underrate the complexity of the drug problem largely because they fail to comprehend the social problems that occasion drug dependence.Advertising Looking for essay on political sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More On its part, the U.S. government is busy implementing its multi-thronged frameworks of dealing with drug abuse by pursuing drug traffickers, tightening regulations on cross-border trade, and coming up with tougher penalties for drug dealers (Goode, 2004). Consequently, few, if any of the commitments demonstrated by the government deals with the real social problems that fuel the demand for drug use among the American youth. Consecutive studies reveal that a more encompassing influence-reduction approach needs to be adopted if the government and other stakeholders are to win the war against drug use (Kornbblum et al, 2000). First and foremost is to actively engage all the domestic social problems that make the youth gravitate towards a life of drugs. Towards this objective, the government and other concerned stakeholders must always ensure the creation of employment opportunities for the youth to be productively engaged since lack of productive engagement has been citied as one of the major triggers for drug use (Goode, 2004). Second, it should be the function of concerned stakeholders, including the government, educational institutions, parents and religious bodies to develop frameworks that will ensure the youth receive a positive experience during the most tumultuous phase of life, also known as adolescence (Goode, 2004). It is a well known fact that many youths experiment with drugs for lack of knowledge on the side-effects. The mentioned stakeholders must therefore work in unison to develop strategies and programs that will add value to the life of the youth such as socialization and mentoring programs. The family is a major source of conflict for the youth mainly because of lack of knowledge on the part of parents on how to deal with the youth. Researchers have been successful in correlating drug dependence with family conflicts and domestic violence (Goode, 2004). As such, the influence-reduction approach towards curtailing drug use must take into account family-related issues and how parents could be assisted to deal with the youths as they wade through the adolescence phase of life. Towards this objective, stakeholders, including the government, should consider setting some funds aside to facilitate parenting programs at a community level with a bias on effective ways to handle and communicate with the youth. It is important to note that open communication channels in a family setting more often act to hinder the youth from engaging in drugs since they have a way to deal with their problems rather than falling into escapism (Kornbblum et al, 2000).Advertising We will write a custom essay sample on The Social Problem of Drug Use specifically for you for only $16.05 $11/page Learn More Lastly, the influence-reduction approach must entail developing the youth to their fullest potential, not only academically but also in extracurricular activities (Goode, 2004). According to the author, the major objective of such a program will be to keep the youth as busy as possible in the process of realizing their full potential. The fact that the U.S. governments uses immense financial and materia l resources to keep drug traffickers at bay is understandable, but such resources should be channeled in projects and strategies that increase the potential for the youth, thereby curtailing any chance of falling prey to the drug cartels. In this regard, it is important for the government and other stakeholders to contribute towards the development of sports academies and other youth programs at a society level to engage the youth and keep them away from boredom. This way, the problem of drug use will be solved In conclusion, it is imperative to note that systematic U.S. administrations have continued to give a wide berth to the social problems that seem to generate the demand for drugs especially among the youth. However, recent developments in the challenges facing the youth in the 21st century demands that these factors be critically evaluated and dealt with if any headway is to be made concerning drug use. According to Kornbblum et al (2000), chances are that most hardcore drug addicts started engaging in drugs while they were in their youth. It therefore follows that most interventions should be channeled towards this group as it serves as the initiation point to drugs (Goode, 2004). The social, financial, and personal costs for engaging in drugs is immense for any government regardless of its riches or standing in the world. As such, the influence-reduction approach needs to be incorporated by the U.S. government as the first step towards curtailing drug use among the youth. Reference List Goode, E. (2004). Drug use as a global social problem. In: G. Ritzer (Ed) Handbook of social problems: A comparative international perspective. Thousand Oaks, California: Sage Publications, Inc.Advertising Looking for essay on political sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More Kornbblum, W., Julian, J., Smith, C.D. (2000). Social problems, 10th Ed. London: Prentice Hall. National Institute on Drug Abuse. (2010). NIDA InfoFacts: Understanding drug abuse and addiction. Retrieved from https://www.drugabuse.gov/publications/drugfacts/understanding-drug-use-addiction This essay on The Social Problem of Drug Use was written and submitted by user Leyla Petersen to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.